In the world of DeFi, high-yield opportunities often come with high risk. But real-world asset-backed (RWA) stable coins are rewriting the rules by offering stable returns from tangible, low-risk assets like U.S. Treasury bills and government bonds.

These tokens allow investors to earn interest not from speculative DeFi farming, but from legitimate financial instruments. For example, a stablecoin backed by short-term T-bills might offer 4–5% APY, paid in USDC, all while maintaining price stability.

This new generation of yield-bearing stablecoins offers a safer path for DAOs, crypto treasuries, and institutional investors to put idle capital to work—without needing to navigate complex DeFi strategies.

Explore more about how real-world asset-backed tokens are changing passive income in crypto in SoluLab’s blog on RWA-backed stablecoins.